Published 2026-05-09 · MKE Locksmith
Locksmith vs. AAA for a Car Lockout
Quick answer: AAA coverage for a lockout depends on your membership plan, so check what your plan includes. A locksmith usually charges $75-$200 for a car lockout, no membership required. If a child, a vulnerable adult, or a pet is locked inside, call 911 first.
What each one covers
| Factor | AAA | Locksmith |
|---|---|---|
| Up-front cost | No extra charge if your plan covers it; otherwise a membership fee | Usually $75-$200 per call |
| What's covered | Opening the door if keys are locked inside; exact coverage varies by plan | Opening the door, and cutting a new key if needed |
| Every key lost | Basic tiers can't cut a new key; some higher tiers reimburse part of a locksmith's cost | Can cut and program a new key (transponder usually $150-$400) |
AAA membership terms change, and what's included in a lockout call can vary by tier. Check your own plan before you count on it for anything beyond a basic door-open.
When AAA makes sense
- You're already a member and your keys are simply locked inside, not lost
- You already use AAA for other roadside help, like a dead battery or a flat tire
- You don't mind waiting for a roadside provider instead of calling someone directly
When a locksmith makes sense
- You've lost the only key, not just locked it inside
- You don't have AAA and don't want to sign up just for this
- You need more than a basic door-open, such as a new key cut and programmed
- Emergency: if a child, a vulnerable adult, or a pet is locked inside, call 911 first. Once everyone is safe, a locksmith can handle the rest.
Frequently asked
AAA or locksmith for a car lockout in Milwaukee?
If you're already a AAA member and your keys are locked inside (not lost), use your membership. If you're not a member, or you've lost the only key, call a locksmith. A locksmith lockout usually runs $75-$200.
How much is AAA membership?
AAA offers a few membership tiers at different prices, and what each one covers can change over time. Check AAA's current plans directly and confirm what your tier includes for a lockout.
Is AAA's lockout service free?
Lockout service is usually included with membership. AAA opens the door. It does not make new keys, though some higher tiers reimburse part of a locksmith's bill for a lost key, so check your plan.
Does AAA send a locksmith?
AAA usually sends a contracted roadside provider to open the door. What is and isn't included varies by plan, so check your specific membership terms rather than assuming.
When does a locksmith make more sense than AAA?
When you've lost your only key, when you don't have AAA, or when you need help fast. If a child, a vulnerable adult, or a pet is locked inside a car, call 911 first, then arrange for the door to be opened.
Locked out right now?
Call (262) 236-5232 and let us know whether you have a spare key or need a new one made. If AAA can't cut you a key, a locksmith can, and transponder key prices usually run $150-$400. Other car lock work is listed under automotive locksmith services.
Last updated: 2026-05-09.